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A family booked a rental cottage last summer, arrived safely and just loved the cottage. However, on the second day of their two week stay, the mom got a call to say her father was seriously ill and not expected to live. The family packed up and returned home, and sadly, her dad died a few days later. After the funeral, the renter called the cottage owner and asked what sort of refund she could expect as they had only used 2 days of their 14 day booking. The owner refused to pay any refund with the explanation that she relied on the cottage rental income to pay the costs of her cottage and it was always fully booked through the season. She was not able to find a replacement rental party at the last minute and as the rental agreement stated; if that was the case no money would be returned. Of course the rental group did not have travel insurance, which would probably have covered trip curtailment due to the illness and/or death of a close relative. The rental cost the family over $4000 and they were not able to recover a penny of that money.

Many people believe that trip insurance is only necessary if there is a flight involved; where delay, lost baggage, and the risk of the airline going bust, is covered; and medical cover is required in a foreign country. It’s not considered important, or not considered at all, to buy insurance to cover a trip taken by road to a self catering property in the same province or the same country.

Think again! Most cottage bookings are made several months in advance and many things could happen after you have booked to change your circumstances. Illnesses of any member of the traveling party, redundancy or a call to jury service are just a few of the situations that would be covered by a travel insurance policy. A few insurance companies also offer a ‘change of mind’ clause, allowing you to cancel for any reason after a booking has been made and paid in full. This normally pays out an amount sufficient to cover any cancellation fee the rental agency or owner may apply.

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The Olympics is one of the biggest sporting events in the world and to ensure you have a good trip it is best to plan out your 2012 summer Olympics travel in advance. The 2012 Olympics will be held in London. This is a major transportation hub for the UK as well as Europe so travel will be fairly straightforward as long as you do not leave it until the last minute.

London is a busy city and it will be even more crowded during the Olympics. It will not be possible to just show up and find accommodation. Reservations are essential! Book early and check out what accommodation is available. Be assured that any family with an extra room will be renting it out during the Olympics. If you wait until it is too late then you may end up staying somewhere that is not too nice or clean. This can make a great Olympics trip very disappointing.

There are travel packages already being offered for the 2012 Olympics with some great savings and deals. If you want to have a carefree trip and not worry about anything then go all inclusive. There are some all inclusive packages available of which you will be staying at the best hotels and will have all transportation taken care of.

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Overseas holidays are the most wonderful and memorable parts of your life and you do not want to think about the mishaps during your holiday but it is a fact that when you are at holidays you don’t know what will happen to you in the coming time. If you are robbed or have any accident, your holiday will get spoiled and the money you have is going to be served in your medical treatments. Thus, you need to have your travel insurance as it makes affordable, your medical treatment expenses, in the case of any accident or serious injury. Travel insurance is the most important part of any overseas holiday whether it insures a young person or an elderly one. If you are thinking that it is useless then you probably won’t know that it offers a number of facilities to its costumers.

Australian consulates, every year, deal with the deaths of 900 people and accidents of 1200 overseas travelers who are hospitalized. In south east part of Asia, hospitals cost about $1000 and the travelers who have no Travel insurance are supposed to bear the burden of this huge amount. However, for a traveler who is insured, his expense is the responsibility of the government of the host nation. It’s always best to be safe than sorry. Instead of carrying the possibility that you may need to pay a large amount of money on your overseas trip, you must be insured before going to travel. By doing so, you will feel relax mentally to an extent!

Things being robbed at airports or in the streets of unfamiliar cities is not a big issue as you have Travel insurance and you do not need to worry about your losing money as this money is provided by the insurance company to safe your holiday from being ruined and this safes you from any kind of big financial problem. Flight cancellation is one of the most annoying parts when you come to know that your flight has been cancelled and now you have to seek for another flight accommodation. In such a situation, insurance helps you to give money for another accommodation.
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